Roth IRA

The Roth IRA benefits those who wish to make an after-tax contribution towards their retirement.  
When you retire and make withdrawals, you will not be taxed if you held your Roth IRA account for 5 years.  
When you retire, your Roth IRA provides your post-tax contributions' interest gained as tax-free when withdrawing funds after holding your account for 5 years or age 59 1/2.

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